Hard money loans are short-term, asset-based loans that provide funding based on the value of the property involved, rather than the borrower’s creditworthiness. These loans are ideal for investors involved in fix-and-flip projects, land loans, construction projects, and other real estate ventures that require immediate funding.
Why choose Hard Money NM
1 Speed
Our application and approval processes are streamlined to ensure you receive the funds you need without unnecessary delays. In many cases, loans can be approved and funded within days.
2 Flexibility
Unlike traditional banks, we offer flexible terms that can be adjusted to meet your specific project needs and investment strategies.
3 Ease
We simplify the lending process with minimal paperwork and a straightforward application process, making it easier for you to focus on what really matters—your real estate projects.
4 Transparency
We believe in clear and upfront communication. Our terms are straightforward, and we ensure that all fees and costs are clearly outlined from the outset.
5 Expertise
Our team has extensive experience in real estate investment and finance. We understand the challenges you face and offer expert advice and support to help you navigate your investment journey.
Our Loan Process
Inquiry and Pre-qualification: Contact us with your loan request. We’ll quickly assess your needs and pre-qualify you for funding.
Application: Submit a detailed application including information about the property and your investment plan.
Assessment and Approval: We assess the property’s value and your investment strategy. If everything aligns, we finalize the terms and move towards closing.
Funding: Upon approval, funds are disbursed quickly so you can proceed with your real estate investment without delay.